heat pump in snow

 

Energy confidence

In December 2022 I was contacted by a household in Coventry who had a heat pump installed in 2010, but it wasn’t performing as well as expected.  The house had a number of insulation measures fitted so they were a bit puzzled as to why it was struggling to heat the home.

I was out of action for a short while in December 2022 as a lorry had ran into us on the motorway (the lorry driver has since admitted responsibility), fortunately our injuries were minor. 

So it was February 2023 before I was able to go see them in Coventry.

By doing a whole-house survey with thermal imaging I was able to advise them that:

  • There were a number of issues with the design of the heat pump, mainly around hot water flow rates and temperatures
  • Some of their insulation and glazing was not performing as expected
  • Their radiators were not ideal for a low temperature heat pump
  • Their heating controls were not as good as the kind of intelligent systems that have emerged in the last decade.  

I was able to recommend a number of low and medium cost measures that could be taken, short of replacing the heat pump.  

They thought about it over the summer and then decided to replace the heat pump, which was coming up to 13 years old, and also because they were thinking of selling the house.

They got a desktop quote from a heat pump installer that had been recommended to them.  They came back to me and we agreed an additional fee for me to do some hand-holding.  

I looked at the desktop quote and was able to advise the householders on:

  • The suitability of the recommended replacement heat pump
  • The heat loss calculation that the installer had carried out
  • The proposal that the installer had made regarding new radiators, heating controls
  • My view on whether the proposed installer had the necessary skills that were needed.

I told the householders that I was happy for them to proceed with getting a full site survey and quote from the installer, and what questions to ask the installer.

I will update this blog when I have heard back from the householders.  Watch this space!

Sadly this is not the only occasion where I have been asked to help a household with an under-performing heat pump.  The good news is that if you get it right then a heat pump is a game-changer for thermal comfort, running costs and greenhouse gas emissions.  Heat pumps do work in the UK climate if you get the design parameters right.

Below you can see videos of two of my clients who are over the moon with their new heat pumps.

First of all, Ben;

Next up, Maggie and Dave (turn your sound up as the sound quality isn’t brilliant, or watch on YouTube and turn the subtitles on).

 

This week has seen good news that the grant available to homeowners and private landlords for replacing a gas boiler with a heat pump has risen to £7,500. 

If you are a householder, landlord or business thinking about major energy saving measures such as a heat pump, insulation, or solar, then please check out my energy saving advice packages.  I’m completely impartial and not tied to any installer or manufacturer.

learn more

 

Great British Insulation Scheme webinar

 

Energy confidence

A lot of people have been asking me … is it true that there is going to be a new government grant scheme for energy saving measures?

 

 

The answer is yes.

The “Great British Insulation Scheme” is a significant increase in grant funding for household energy saving measures that is available to:

  • homeowners
  • private landlords.

Join my webinar on 31 July 2023 (7pm) at which I will tell you:

  • How to decide what is the priority for your home
  • What the funding can and can’t be spend on
  • How to get hold of the funding
  • What else you can do to save energy in your home
  • What other funding is available to householders and landlords.

I will also be available to answer any questions you may have.  

CLICK ON THE GREEN ‘JOIN THE GUESTLIST’ BUTTON AT THE BOTTOM TO BOOK.

This webinar is pay-as-you-feel.  Suggested contribution £5.    You will be sent joining instructions before the event.  

I am independent of any supplier or manufacturer, so you can be sure that I provide impartial advice to help you make the right decision about what energy saving measures are right for you and your home.  I am not tied to any particular energy saving technology, so you can expect nothing but honest practical advice.

Who should attend?

  • Homeowners
  • Private landlords
  • Social landlords
  • Anyone who is advising people on energy saving in the home.

 

 

Energy confidence

Announcements by government ministers and energy companies give the impression that funding is readily available to everyone for energy saving measures. 

The reality is very different and there is not a universally available pot of money with your name on it.

Here’s a summary of the situation in February 2024.  There are strings attached to all these schemes and not everyone qualifies.

Private sector homes 

The Great British Insulation Scheme is meant to part-fund energy saving measures in homes.  In reality, only loft insulation and cavity wall insulation are ever funded through the scheme.  I am not aware of anyone having solid wall or under-floor insulation funded through this scheme.  Nor glazing nor airtightness.

The government’s referral portal is here – https://www.gov.uk/apply-great-british-insulation-scheme

E-ON are known to be more responsive than most energy suppliers – https://www.eonenergy.com/energy-efficiency-grants/great-british-insulation-scheme-gbis.html

If you receive a leaflet through the door offering you funded measures, then tread carefully and get three quotes if you can.

The Energy Company Obligation is meant to offer up to 100% funding to low-income or vulnerable households.  In reality, only loft insulation and cavity wall insulation are ever funded through the scheme.  I am not aware of anyone having solid wall or under-floor insulation funded through this scheme.  Nor glazing nor airtightness.

Boilers are only funded when replacing non-condensing boilers.

Solar may be funded but be aware that if you get solar through GBIS then it may block you from further funding for measures such as insulation which have greater impact.  I am not in favour of subsidising solar power at the expense of insulation, but that’s what is currently happening.

Referral pathways are as above for GBIS.

These schemes are for private sector homes – including private landlords.

 

Off-gas low-income homes 

Funding is theoretically available through HUGS  to some off-gas homes, although the numbers are very low.  https://www.wmca.org.uk/what-we-do/environment/energy-capital/home-upgrade-grants/

Social housing

Funding is available through the Social Housing Decarbonisation Fund.  The landlord applies, not the tenant.  https://www.gov.uk/government/publications/social-housing-decarbonisation-fund-wave-22

Heat pumps

Up to £7500 is available where a heat pump replaces a fossil fuel boiler.  The installer claims the grant in the form of a voucher.  https://www.gov.uk/apply-boiler-upgrade-scheme

Businesses

Funding is available through the WMCA although there are strings.  https://www.wmca.org.uk/news/24m-scheme-to-help-west-midlands-businesses-reduce-energy-usage-and-bills/#:~:text=Businesses%20can%20get%20a%20free,or%20LED%20lighting%20and%20insulation.

Small business can also apply for the heat pump grant.

Charities

Funding is available for charities delivering front-line services through the VCSE Energy Efficiency Scheme https://www.groundwork.org.uk/vcseenergyefficiency/

 

As part of my service to my paying customers, I offer advice on finding suppliers of energy saving measures.

 

Featured image credit – Ian Cuthbert, Fovea Creative, for Good Work Coop / Birmingham Green Doors, part of BrumEnergy.

 

 

floor insulation

Join us for a small group visit to Shivaji and Magdalen’s house in Birmingham to see their whole-house, fabric-first energy saving makeover.

We are really excited that you’ll be able to see:

  • wood fibre insulation – a sustainable alternative to plastic-based insulation products, for improved moisture performance
  • the use of Hempcrete – a sustainable, hemp-based material that has lower embodied carbon than concrete to provide insulation, depth and texture
  • the use of airtightness membranes (Pro Clima)
  • lime plaster internal finish to walls, chosen because this is an older house of traditional build- an air source heat pump – new triple-glazed windows, aligned with wall insulation to achieve a continuous layer of insulation and airtightness; these are specialist sash windows to comply with the requirements of the conservation area where the house is located – a clay floor- air tightness testing.

You will be given joining instructions including the address once your booking has been accepted. Please note: It is a condition of booking that you do not reveal the address to anyone else.

There are two slots to choose from:

Saturday 9th March, 2:30-4pm or Friday 15th March, 12-2pm (and if you’d like us to invoice your organisation for this slot, please select the ‘Invoice’ ticket option).

Image Credit: The brilliant team at Earthen Floors: http://jeffreythenaturalbuilder.com/blog/portfolio/earthen-floors/

Supported by:

.

Birmingham Green Doors is proud to be part of:

charity woman working in co-working area

 

 

If you manage a voluntary, community or social enterprise building you might qualify for a free energy saving assessment.

I am one of the expert advisors on the VCSE Energy Efficiency Scheme, funded by central government, for organisations in the East and West Midlands.

If you qualify for the scheme you can choose me to carry out your energy assessment.

Please contact me for an initial discussion.

You can find out here if you meet the eligibility criteria here.  If you don’t qualify for a free assessment, then contact me for a bespoke quote.  

 

fuel bills

Energy confidence

 

I often get asked, “which is better, heating the whole house, or just heating one or two rooms”?  Recently (October 2023) my central heating system broke down and so I had no option but to only heat one or two rooms, using portable electric radiators, for a period of 14 days.  So once my central heating was repaired, I downloaded the data from my smart meters for the period when the central heating was broken, to find out the answer.

It was more expensive to heat two rooms using electric radiators, than to heat the whole house using the central heating system.  It cost me an additional £20.52 over a 14-day period.

Conclusion – it is better to have a steady background heat in the whole house than to heat individual rooms intermittently.  I am in the lucky position that I can afford an extra £20.52 and I won’t notice it as I pay by fixed monthly direct debit.  But for somebody on a low income during a cost living / cost of corporate greed crisis, perhaps using a prepayment meter, then an additional £20.52 (including standing charges and VAT) over 14-days is potentially disastrous and is a major threat to their financial security and their health.

Methodology

I used smart meter data from the period in October 2023 during which I used portable electric radiators to heat two rooms.  Normally during this period I would have used the central heating to heat the whole house using the “low and slow” method, as I did in October 2022 – i.e. a boiler flow temperature to the radiators of 45 degrees; a room thermostat temperature of 19 degrees during the daytime when occupied, of 12-16 when unoccupied, and of 16 at night; and using the thermostatic radiator valves to control individual rooms – set between 1 (unoccupied or intermittently occupied rooms) and 4 (living room when occupied; bedroom when occupied; spare bedroom when used as a study; bathroom when occupied; kitchen while cooking).

Electricity baseline 

I compared my gas and electricity use from the 14-day period in October 2023, with a similar period in October 2022 when the central heating was working normally.  I also compared my baseline of electricity use in September/October 2023 before the central heating broke down, with the same period in September/October 2023.  This is when it gets slightly complicated – in October 2022 there were two of us in the house, then in the spring of 2023 my youngest daughter Hannah bought a house in Bearwood with her fiance Craig, and so by October 2023 there was only me, which means I am under-occupying.  Hannah used to work from home three days a week so my calculations take into account the difference in electricity baseline between October 2022 and October 2023.

Weather

In October 2022 the average temperature in Birmingham was 12 degrees.  In October 2023 the average temperature in Birmingham was 12 degrees.  Therefore the external temperature over the two periods will have had little impact on the need for heat in my house.  Wind speeds, humidity, and air pressure were similar in both months.

What accounts for the difference?

 Here are the main factors:

  • Gas is cheaper than electricity
  • When using the central heating, I use the “low and slow” method – this means that internal surfaces and the air in my house stay warm for longer.  When using portable electric heaters, I only had them on for short bursts.  This means that internal surfaces and the air in my house didn’t retain heat.
  • I don’t have room for a dishwasher and so I do the washing up by hand using a washing-up bowl.  I have solar thermal which provides around 50% of my hot water over a 12-month period.  In October when it’s cold enough to need the heating on, the contribution of solar thermal to my hot water is negligible, and all of my hot water is provided by gas.  When the central heating was broken I had to boil a kettle to do the washing up.  This partly contributes to the increase in electricity consumption when the central heating was down in October 2023.  I take mostly showers rather than baths (as did Hannah when she was here) and so there will have been little or no impact on energy use from showers/baths during October 2023.  There will have been a small difference due to handwashing but I consider this to be negligible.

 

Environmental impact

I am on a 100% green electricity tariff (a genuine one, not a fake one).  Therefore, during the 14 days I used electricity for heating, 34 kg of greenhouse gas emissions were avoided.  Had I not been on a 100% green electricity tariff, 14 kg of greenhouse gas emissions were avoided.  This is a reduction of about 17%.  This is the good news! 

Impact on me

I was on the verge of being cold at various points during the time I used electricity to heat the house.  It was inconvenient to have to turn electric radiators on and off and up and down.  When using the central heating, I will adjust the various heating controls several times a day (hint: everyone should do this) but adjusting electric radiators was far more inconvenient.  It was also inconvenient having to boil kettles for the washing up and I avoided using things in the kitchen to reduce the washing up.  It was nice to have a warm shower, I don’t have baths very often but I did miss not being able to have a bath occasionally.

Condensation and damp

I don’t have a problem with condensation and damp and I did not have any problems while only two rooms were heated.  However if rooms were unheated for a lengthy period of time then it would increase the risk of condensation and damp.  Read more …

Why do people believe it’s cheaper to heat one room?

If you Google “Which is better – heating the whole house or just heating one or two rooms?” then you will get various answers.  Many websites claim it’s cheaper to heat one or two rooms.  This includes people who should know better.  Ultimately the reason why so many people are misguided on this comes down to the difference between common sense and good sense.  Common sense tells us that it’s obvious that heating one or two rooms is cheaper.  Good sense compels us to look at the science involved.  The science is:

  • How buildings react to heating and cooling, and the way in which solids (building components) and gases (the internal air) heat up, retain heat, cool down, lose heat, over time.
  • The efficiency of heating systems, and in particular the difference in running costs between gas boiler that is run efficiently (“low and slow”) and a gas boiler that is run inefficiently (“fast and hot”).
  • Before 2005 when gas boilers were non-condensing then it would have been cheaper to use electric radiators to heat one or two rooms than to use gas central heating.  This is no longer true for a condensing boiler that is run properly with flow temperatures of 45-55 and a steady background heat.
  • It is important to note that running central heating with most of the thermostatic radiator valves turned down to 0 is not necessarily cheaper, as the boiler will work less efficiently.  It’s better to keep thermostatic radiator valves on 1 or 2 in an unused room.
  • My house is a small end terrace.  In very large houses the economics would be different.  But for most people it’s cheaper to heat the whole house
  • The difference in pricing between gas and electricity.

The price of gas is going to rise faster over the coming years and this means that the gap will close.  There may come a point when it is indeed cheaper to heat one or two rooms.  Over the coming years, heat pumps will be the lowest carbon and lowest running cost method to heat a home, and the cost of a heat pump is coming down.  In this blog I talk about the help I gave to a householder who had an under-performing heat pump.

What if the house were bigger?

This is a good questions.  So I have modelled what the consumption would look like if my house were those of some of my neighbours – similar original built form but with the addition of a single storey rear extension built in the 1990s.  Modelling using Heat Engineer software shows that if I were using my method of heating the house for a house of this size, then the heat consumption would rise by 13%.  Therefore, if I had a house extension of this type and heated it by only heating two rooms using electric radiators, then it would still be more expensive to only heat two rooms.  It would have cost me £18.79 more to heat only two rooms, which is £1.72 less than the £20.52 it actually cost me to heat only two rooms in October 2023, but nevertheless still more expensive.  Conclusion – there is a decrease in the gap between the ‘heat only two rooms’ method and the ‘heat the whole house’ method, but it’s still more expensive to only heat two rooms using electric heaters, even if you are under-occupying like me.  If you had a much larger house then there may come a point at which the difference in price narrows to such an extent that it is cheaper to only heat two rooms with electric radiators.  I haven’t modelled how big the house needs to be, but I suspect it’s at least a 200 square metre 5 bedroom house.

 

 

Phil Beardmore cycling in the Custard Factory, Digbeth

 

Energy confidence

Your 15-minute neighbourhood energy expert … that’s me, and my small team of helpers.

If I can walk to your home or small business in 15 minutes or fewer, then I will give you a 5% discount on my energy advice services.  

My office base is at the Old Print Works, Birmingham, B12 9AH, and is ten minutes walk from my house.

15 minutes means:

  • 15 minutes walk from B12 9AH or B12 9LQ – i.e. Balsall Heath; most of Moseley village, Sparkbrook, Highgate, parts of Edgbaston (I am a fast walker).

Reducing the need to travel is one of the most important things we can do to reduce greenhouse gas emissions and improve air quality.  Reducing car use helps us to connect to people and to nature.  My way of working is based on relationships before transactions.  Remote working means you can build relationships with anyone anywhere in the world, but it’s much better to build networks of relationships locally.  Bumping into my clients while on a trip to the park or the farmers’ market builds relationships in a way that you can’t achieve purely on Zoom.

New clients only.  Applies to standard advice packages and bespoke quotes which involve a site visit of two hours or more (i.e. 99% of my clients).  This overrides previous discounts including the B12 discount … however to my existing clients with B12 postcodes … I love you all dearly and will continue to apply your previous B12 discount.  15-minute neighbourhood does not apply when I am working on other people’s projects, e.g. Footsteps.  Does not apply to clients paying in 6 monthly instalments.  Does not apply to organisations with more than 250 employees.  If you have multiple sites then the discount applies to sites within my 15-minute neighbourhood only.

If booking online, to claim the 5% discount please enter the coupon code 15 at the checkout.  Or if you are paying by invoice I will deduct the 5% from your invoice.  If you think you are within my 15-minute neighbourhood, please go ahead and use the coupon code 15 I trust you to use your discretion.  If I don’t think you are within my 15-minute neighbourhood then I will only challenge you if there is a clear and obvious geographical reason to do so.   If you are within the 15-minute neighbourhood then I will usually walk or cycle, but there may be occasions when I have appointments further afield immediately before or after you, in which case I may drive (car exempt from the Birmingham Clean Air charge due to its emissions rating).  The 15-minute discount is not time-limited, so as long as I am healthy enough to walk and cycle then it will continue.  

 

 

book now

 

 

Below is a map showing the Old Print Works B12 9AH.  Click on view larger map to see how far you are from me.  If you’re more than 15 minutes then don’t worry I can still help you.  If you are within reasonable distance of a train station then I will come by train if possible and by car if necessary.

 

YOUR GREEN BUSINESS

Consumers want to buy off businesses that are ethical and sustainable.  Tell me what makes your business great, and we will work together to make it greener and more profitable.

 

  • Honest, practical expert advice on decarbonising your business
  • Independent and impartial 
  • What are the right measures for you?
  • Site visits, video meetings, thermal imaging
  • Energy saving and renewable energy
  • Energy procurement
  • Monitoring and reporting
  • Payment by instalments available

 

 

 

 

 

 

  • Honest, practical expert advice
  • Independent and impartial 
  • Tell me about your home 
  • What are the right measures for you?
  • Site visits, Zoom meetings, thermal imaging
  • Payment by instalments available

 

YOUR GREEN HOME

Do you want to make your home greener but don’t know where to start?  Maybe you are thinking about insulation, solar or a heat pump?  Book one of my energy saving advice packages  for honest, practical and impartial advice on how to make your home greener.  I help you to make big decisions about the energy efficiency of your home in a psychologically safe space.

 

  • Thermal imaging is available depending on the time of year – November-April is best for thermal imaging – if you book outside of these times then I will come back in the winter to do thermal imaging for you.

 

learn more

Are you ready to be energy confident?

We face a Climate Emergency – you can make a difference

 

 

 

Phil with laptop

 

 

 

 

“What do you want to do about climate change?”

YOU’RE READY TO TAKE ACTION.

 

You’re here because you know that government and big business should do more, but you don’t want to wait for them.  You’re committed to do whatever you can.

What will you do next?  What help do you need from me?

Tell me about your home or your business, and I will advise you on a whole-building plan, looking at all the fabric of the building and its appliances.  I will show you how the ways people live, work, sleep, relax, wash, cook and eat in your building cause it to waste energy and water.  I will show you the right things you can do for your home, your family or co-workers, and for the planet.  I will also tell you if you’re doing any of the wrong things, and show you how to make changes.  

 

Working with me will give you:

  • Clarity on where to begin
  • Confidence that you are taking the right actions for your building
  • Cost-effective use of your money and resources
  • Carbon savings by implementing the right measures and monitoring their effectiveness.

Contact me now and let’s get you energy confident.

Phil Beardmore FRSA AIEMA, Low Carbon Coach and Founder, Energy Confidence 

 

Learn more

 

Read what my clients say about me on Trustpilot, or leave a review.

My Trustpilot reviews

 

 

 

 

Trustpilot

 

 

woman reading book

Householder 

Tell me about your home and I will help you make the right choices with confidence.  If you’re considering investing money in the energy efficiency of your home, then I recommend an on-site advice package.  

 

 

Learn more

 

school

Schools and public sector

  

 If you’re considering investing in the energy efficiency of your building, then with my help you will be able to target your investment in ways that will help you get the greatest CO2 savings while achieving best value for money.

 

 

Learn more

 

 


man making coffee in shop

 Business

 

Consumers like to buy from ethical businesses.  Reducing your environmental impact is good for your reputation, as well as your bottom line. 

 

 

Small biz

Large biz

woman in office round

Non-profit

Your stakeholders and funders expect you to be environmentally friendly.  You need a few days expert help to do the right thing.  If you are considering investing your funds in the energy efficiency of your cooperative, charity or social enterprise, then I recommend  an on-site package.  For non-profits with fewer than 250 employees.

 

Learn more

 

TESTIMONIALS

Nathalie Rush

Nathalie Rush

Phil is truly an expert in his field. I can understand why most people around the West Midlands choose to go to Phil for energy-saving consultancy. Phil has a thorough understanding of energy conservation and sustainable living. Would highly recommend.  Nathalie Rush, MD, Six Star Insulation.

Claire Spencer

Claire Spencer

His knowledge of community-led sustainability is second to none, and his perspective on local and national issues is invaluable to us. He adds value, and is everything a good consultant should be, and I would recommend him to anyone in our field  Claire Spencer, Sustainable Moseley.

Rosemary Coyne

Rosemary Coyne

It has been hugely inspiring to work with Phil.  While others talk, Phil gets on and does it.  Rosemary Coyne, Coordinator, Sustainable Housing Action Partnership

Ray Walker

Ray Walker

In working with Phil I have been impressed by his level of knowledge and enthusiasm. He has a vast array of contacts and has brought us into contact with other stakeholder in the energy business that would have been much more difficult to achieve without him. I am also struck by his commitment to supporting communities and the most vulnerable client groups.

Ray Walker, Disability Resource Centre

Karen McCarthy

Cllr Karen McCarthy

Phil Beardmore has a long association with Localise West Midlands and is a valued associate on environmental, housing and fuel poverty projects. 

He works with us both as an individual practitioner and leading multi-disciplinary teams on larger projects, delivering high quality results on time and on budget.

 Cllr Karen McCarthy, Localise West Midlands 

MY VALUES

WHY I GET OUT OF BED IN THE MORNING

Canal smiling

 

 

You need impartial expert advice on energy saving in your home or business.  I don’t want you to lose opportunities to save energy because you missed out on my expertise.

MAKING A DIFFERENCE EVERY DAY

I am one of life’s doers.  I like to work out what to do next, and then get on and do it.

If I see something that needs to change, I will say it needs changing, and I will change it if I can.

I deliver on my promises, on time and within budget.

COOPERATION OVER COMPETITION

I don’t “chase the money”.

I am not afraid to give bad news.  If I think something isn’t going to work for you, I will tell you, and suggest alternatives.  I want you to get it right.

I prefer cooperation over competition.  I want everyone to win at life.  

 

Learn more

Sign up for the Energy Confidence newsletter today.

I will send you occasional updates, you can unsubscribe at any time.

 

 

 

AECB

Membership of the AECB – Association of Environmentally Conscious Buildings – enables me to keep my skills up to date

making birmingham green

I won a Making Birmingham Greener Award for Outstanding Personal Achievement.

green leader

I was nominated twice by my peers as one of the top Green Leaders in the West Midlands

RSA

RSA Fellowship connects me with other progressive people doing great work in many fields

 

Some photos on this website by Levitt Bernstein, Elementa, Passivhaus Trust and Etude commissioned by West Oxfordshire, Cotswold and Forest of Dean District Councils, funded by the LGA Housing Advisers Programme under a Creative Commons Licence

stratification effect

 

Energy confidence

In 2022 I gave energy saving advice to Selly Oak Friends Meeting House, through the Footsteps programme.

One of the things I found was that because they have high ceilings, they were wasting heat due to a stratification effect.  This is when warm air rises to the top, and pushes colder air downwards.

I advised them to install destratification fans.

I am delighted to say that they did, and they have worked in making the building instantly warmer.  They are also monitoring the impact on their fuel bills.

This is your chance to see destratification fans in action.  It will be October, so the heating will be on.  If you are involved in a place of worship or other building with high ceilings, this is for you.

Pay-as-you-feel, with a suggested donation of £10.  Please book via the Birmingham Green Doors website.  

credit union statement

 

Energy confidence

 

I was not at all surprised to read a recent report from Citizens’ Advice which said that homeowners who want to fit energy saving measures, do not wish to take out unsecured loans to fund them.

My experience is that able-to-pay homeowners see energy saving measures as a home improvement project, to be funded as they would normally fund a home improvement, e.g. through savings, or existing credit lines.  They aren’t looking for separate “retrofit loans”.

Low-income homeowners may not have access to easy finance.  Credit unions are very important providers of loans to low income householders.  But no credit union is going to loan the type of money that people need for whole-house energy saving measures with long repayment periods.  It’s too risky.  (I am vice-Chair of Citysave credit union and this is my personal view!).

The idea of ‘retrofit’ as a separate process from home improvement, is a concept that mainly exists in the heads of people in the energy world.  The word ‘retrofit’ has little currency outside of this bubble.  No householder has ever asked me for advice on ‘retrofit’.  But I regularly get asked for advice on energy saving measures as part of a home improvement.

My message to people who think that ‘retrofit loans’ are the way forward is this – there are thousands of homeowners in Birmingham and elsewhere who are thinking of energy saving measures as part of a home improvement.  They aren’t looking for a transaction.  Their next step is looking for impartial advice on how they can make energy saving measures improve their most important asset.  

Those of us who remember the first ‘Green Deal’ (at the time of the Cameron/Clegg government) will remember that there was no appetite for loan finance for energy saving measures.  I was one of a number of people who put our heart and soul into trying to make Birmingham Energy Savers work.  The appetite for energy saving measures has increased exponentially since then – but there is no evidence that anyone wants to borrow money to pay for them.  

(Citizens’ Advice report – click here)

 

 

solar panels and led lighting

 

In the March 2023 Budget the Chancellor announced a tax break that allows businesses to deduct 100% of capital spend on ‘plant and machinery’ against taxable profits. That’s 25p of corporation tax saved per £1 invested. Energy saving measures such as energy efficient machinery, heating and ventilation systems, and solar panels, will qualify. The relief applies until 2026.

Consumers want to buy off businesses that are ethical and sustainable.  If you need honest, practical advice on energy saving in your business, please contact me.

Why not start off with a Lunch and Learn session?  

 

 

Energy confidence